Real Estate is a proven investment here in Canada and is a preferred  asset class of the wealthy.   By investing in our Rent-to-Own program, you can earn cash flow and benefit from equity growth while helping others.

Rent to Own Investment Overview

Our Rent-to-Own program is funded by investors who are able to build significant wealth while at the same time making a positive difference in the lives of others.

You, as the investor, qualify for a first mortgage and go on title of a purchased property.  This property will be bought by a qualified tenant-buyer at the end of the program, which usually runs 2-3 years.  The typical home purchased in a rent-to-own program is a 3 bedroom, 1 1/2 to 2 bath home, with a finished basement, garage and fenced yard.  If this home costs $300,000, the investment would be about $65,000 (20% down payment plus acquisition and closing costs).  You will need to arrange for insurance, and spend time with the lawyer for closing on and reselling the property.  You are protected because you are on title.

We supply and qualify the tenant-buyer.  We collect the rent, pay the mortgage, taxes and insurance.  We manage the investment, and deposit your cash flow into your account.

Because the tenant-buyer is living in the property they will own, they tend to look after the property.  They are responsible for  repairs and maintenance.  With a 2-3 year investment timeframe, the risk of large repairs is mitigated by the property inspection.  At the end of the program, the tenant-buyer buys the property at a pre-determined price.

Benefits for Investors

As an investor who funds homes for our tenant-buyers, there are some attractive benefits:

• We do the work: we supply and qualify the tenant-buyer.
• You receive monthly cash flow.
• The exit strategy is determined from the start.
• The selling price is negotiated upfront.
• You profit from the difference between the purchase price and the selling price.
• You profit from the mortgage pay down over the program period.
• Together, we both help individuals and families become home owners.  This truly is a feel good win-win investment opportunity!

We can show you how to use borrowed money as leverage to buy real estate.  In addition, interest paid on borrowed investment funds is tax deductible.