{"id":143,"date":"2015-04-08T15:05:16","date_gmt":"2015-04-08T19:05:16","guid":{"rendered":"http:\/\/thinkingoutsidethebox.guru\/home\/?p=143"},"modified":"2015-04-08T15:08:41","modified_gmt":"2015-04-08T19:08:41","slug":"10-great-reasons-to-use-a-mortgage-broker","status":"publish","type":"post","link":"https:\/\/thinkingoutsidethebox.guru\/home\/10-great-reasons-to-use-a-mortgage-broker\/","title":{"rendered":"10 Great Reasons to Use a Mortgage Broker"},"content":{"rendered":"

\"Gord<\/a><\/em><\/strong><\/p>\n

The following is a guest post by Gord Davis, a professional Mortgage Agent.\u00a0\u00a0Gord specializes in finding creative solutions to difficult financing problems.<\/em><\/strong><\/p>\n

1\u00a0<\/strong>Get independent advice on your financial options. <\/strong><\/p>\n

As independent mortgage brokers and mortgage agents, we\u2019re not tied to any one lender or range of products. \u00a0Our goal is to help you successfully finance your home or property. We\u2019ll start by getting to know you and your homeownership goals. We\u2019ll make a recommendation, drawing from available mortgage products that match your needs, and we will decide together on what\u2019s right for you.<\/p>\n

2 <\/strong>Save time with one-stop shopping.<\/strong><\/p>\n

It could take weeks for you to organize appointments with competing mortgage lenders — and we know you\u2019d probably rather spend your time house-hunting! We work directly with dozens of lenders, and can quickly narrow down a list of those that suit you best. It makes comparison-shopping fast, easy, and convenient.<\/p>\n

3 <\/strong>We negotiate on your behalf. <\/strong><\/p>\n

Many people are uncertain or uncomfortable negotiating mortgages directly with their bank.\u00a0 Brokers negotiate mortgages each and every day on behalf of Canadian homebuyers.\u00a0 You can count on our market knowledge to secure competitive rates and terms that benefit you.<\/p>\n

4 <\/strong>More choice means more competitive rates. <\/strong><\/p>\n

We have access to a network of major lenders in Canada, so your options are extensive. In addition to traditional lenders, we also know what\u2019s being offered by credit unions, trust companies, and other sources. And we can help you take care of other requirements before your closing date, such as sourcing mortgage default insurance if your down payment is less than 20% of the purchase price.<\/p>\n

5 <\/strong>Ensure that you\u2019re getting the best rates and terms. <\/strong><\/p>\n

Even if you\u2019ve already been pre-approved for a mortgage by your bank or another financial institution, you\u2019re not obliged to stop shopping!\u00a0 Let us investigate to see if there is an alternative to better suit your needs.<\/p>\n

6 <\/strong>Get access to special deals and add-ons.<\/strong><\/p>\n

Many financial institutions would love to have you as a client, which is why they often offer incentives to attract creditworthy customers.\u00a0 These can include retail points programs, discounts<\/p>\n

on appliances, shopping clubs, and more. We do the math on which offers might be worth your attention when it comes to financing or mortgage insurance — so you get the perks you deserve.<\/p>\n

7 <\/strong>Things move quickly!<\/strong><\/p>\n

Our job isn\u2019t done until your closing date goes smoothly. We\u2019ll help ensure your mortgage transaction takes place on time and to your satisfaction.<\/p>\n

8 <\/strong>Get expert advice.<\/strong><\/p>\n

When it comes to mortgages, rates, and the housing market, we\u2019ll speak to you in plain language. We can explain the various mortgage terms and conditions so you can choose confidently.<\/p>\n

9 <\/strong>No cost to you.<\/strong><\/p>\n

There\u2019s absolutely no charge for our services on typical residential mortgage transactions. How can we afford to do that? Like many other professional services, such as insurance, mortgage brokers are generally paid a finder\u2019s fee when we introduce trustworthy, dependable customers to a financial institution. These fees are quite standard and nearly industry-wide so that the focus remains on you, the customer.<\/p>\n

10 <\/strong>Ongoing support and consultation.<\/strong><\/p>\n

Even once your mortgage is signed and paperwork is complete, we are here if you need any advice on closing details or even future referral needs. We are happy to be of assistance when you need it.<\/p>\n","protected":false},"excerpt":{"rendered":"

The following is a guest post by Gord Davis, a professional Mortgage Agent.\u00a0\u00a0Gord specializes in finding creative solutions to difficult financing problems. 1\u00a0Get independent advice on your financial options. As independent mortgage brokers and mortgage agents, we\u2019re not tied to any one lender or range of products. \u00a0Our goal is to help you successfully finance … Continue reading 10 Great Reasons to Use a Mortgage Broker<\/span> →<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-143","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"\n10 Great Reasons to Use a Mortgage Broker - Thinking Outside the Box<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"http:\/\/thinkingoutsidethebox.guru\/home\/10-great-reasons-to-use-a-mortgage-broker\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"10 Great Reasons to Use a Mortgage Broker - Thinking Outside the Box\" \/>\n<meta property=\"og:description\" content=\"The following is a guest post by Gord Davis, a professional Mortgage Agent.\u00a0\u00a0Gord specializes in finding creative solutions to difficult financing problems. 1\u00a0Get independent advice on your financial options. 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